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Health and Welfare

Most people think that there is no difference between insurance brokers. We disagree. Sure, all brokers will work hard to get you the best rates available, but you deserve more than competitive rates. At The Schuster Group, we go beyond simply advocating for your bottom line. You don’t just get a renewal quote from us. You get an innovative plan designed with your organization’s values at its core. You don’t get one consultant to work with you. You get an entire team of dedicated professionals who will not just process a member’s paperwork; they will know the member and support them and their family when a crisis hits. Your organization is a reflection of your people. So is ours. That’s part of what makes us different by design.

Our abilities encompass a wide range of offerings, including health care, pharmacy, dental, life, disability, long term care and more. Beyond traditional benefits, we make it a priority to stay abreast of progressive market trends. Solutions such as Health Savings Accounts, limited medical plans and wellness initiatives provide both employer and employee more choice and affordability. We are committed to helping you protect and retain your most valuable asset —your employees.

The Process

We work closely with our clients to establish a long term cost effective strategy. Every year a formal analysis of the market place is performed to help ensure that our clients are implementing competitive programs.

  • Plan Design and Renewal Management
  • RFP Implementation and Management
  • Aggressive Negotiations and Market Clout
  • Employee Communications and Enrollment
  • Benchmarking and Employee Surveys
  • Employee Contribution Modeling
  • Claim Analysis and Reporting
  • Comparative Carrier Analysis
  • Consumer Directed Health Care Analysis
  • Pharmacy Benefit Evaluation
  • Captive Development
  • Compliance & Regulatory oversite

The Products

Our independence allows us to work with the entire benefit market place. Our clout enables us to aggressively negotiate competitive costs.

  • Group Health
  • Self Insured Stop Loss
  • Retiree Medical
  • Limited / Catastrophic + Mini Medical Plans
  • Prescription Plans
  • Dental
  • Life Insurance
  • Accidental Death and Dismemberment
  • Short and Long Term Disability
  • Long Term Care
  • Voluntary and Supplemental Benefits
  • Vision
  • Employee Assistance Plans (EAP)
  • Health Savings Acounts
  • Health Reimbursement Arrangement (HRA)
  • Telemedicine

Headquarters – Connecticut Office
135 South Road
Farmington, CT 06032
Phone: 1-860-409-7520
Toll Free: 1-800-388-9771
Email: CT@schustergroupne.com
* Rhode Island Office
600 Putnam Pike, Suite 10A
Greenville, RI 02828
Phone: 1-401-588-2570
Toll Free: 1-800-388-9771
Email: RI@schustergroupne.com
* Massachusetts Office
5 Mount Royal Ave, Suite 210
Marlboro, MA 01752
Phone: 1-508-481-0025
Toll Free: 1-800-388-9771
Email: MA@schustergroupne.com
* Medical, Dental, Life and Disability coverage only. Securities business is not conducted at these locations.
Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/ SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra AS. The Schuster Group is a member firm of BenefitPartners. Kestra IS and Kestra AS are not affiliated with The Schuster Group, BenefitPartners, The Alliance for Non-profit Growth and Opportunity, Inc. (TANGO) or any other entity listed. This site is published for residents of the United States only. Registered Representatives of Kestra Investment Services, LLC and Investment Advisor Representatives of Kestra Advisory Services, LLC, may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed. Neither Kestra IS or Kestra AS provides legal or tax advice. For additional information, please contact our Compliance department at 512-697-6000.